Everyone gets a real kick out of getting a bargain. It’s like a full-body pick-me-up when you know you saved a ton of money. If you want to have this great feeling more often, you need to start shopping smarter. This article has all the techniques you need to learn.
When you’re shopping online, do not provide a Social Security number to any shopping sites. No website should require this number to order anything. It’s a scam if they want your SSN. Just back out of the site and locate a better one.
Learn more about the payment methods offered by the online store you are interested in. Most stores give you the option to pay with a credit card or with PayPal. A credit card is a safe option only if the store has a secure server. If you do not see any information about safety, it is best to go through a different store.
When getting things shipped to your home that you bought online, know your consumer rights regarding time tables and condition of products. You have a right to receive items according to the terms stated when you ordered them and reasonable expectations of goods being undamaged. Check with the BBB for exact specifics and get what’s coming to you fairly!
Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you’ve submitted an order detailing everything that was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items’ status or correspondence with the company regarding your orders, too.
If a company has a newsletter, sign up. Often, companies will give sneak peeks, special deals and coupon codes to people on their mailing list. However, be careful. You don’t want to sign up for every company’s newsletter or you’ll soon be buried under endless emails. Only sign up for a company’s newsletter if you really like their products and would use a coupon code.
The best and safest payment method to use when shopping online is a credit card. Should the unfortunate happen and someone gets a hold of your personal information, you are protected by The Fair Credit Billing Act. This means you can fight any unauthorized charges on your card and without payment when an investigation is taking place.
Avoid using your personal or business email addresses when you are shopping online. Many times you will receive a ton of unwanted emails after making purchases. Setting up an email specifically for shopping sites will stop all of this junk mail from being mixed up with all of your legitimate emails.
Unless you need an item right away, avoid choosing the expedited shipping option when shopping online. Most websites will charge you a fortune to have your items delivered the next day or the day after. Most of the time, standard shipping is much cheaper and your items will still come within a few days.
Most credit cards offer an identify-theft protection program. Therefore, when shopping online, only use your credit card to make purchases. If you ever have a charge show up that you are concerned about, your credit card company will look into the matter for you. Debit cards are much riskier and should be avoided.
One of the best ways to save money is by only shopping at online retailers you can trust. That ensures you don’t get ripped off with a defective item you have to ship back at your own cost, or not getting the item at all and losing the money you paid.
Make sure that you only provide the bare necessities when shopping online. Usually all that is required is your name, address and credit card number. Occasionally there will be additional areas for you to add personal information and phone numbers. If these areas are not required, do not fill them out. They can sell this information to marketing companies and you will be inundated with spam mail and marketing phone calls.
Make sure to pay extra for shipping so that you can get your package quicker. It is worth it to pay the extra costs so you’re sure the package is safe and insured. Speak with a neighbor you trust to watch for your package if you’re not going to be home during the delivery.
The privacy policy is there for your protection. Though the jargon may seem convoluted, the privacy policy for a shopping site will let you know how your personal information is handled. Will your personal data and payment information be stored with the merchant? Will data be shared with third parties? This is information you should know before giving personal info.
If you shop online often, it is important to keep your web browser up to date. Do this by updating your operating system every time an update is available. Out of date operating systems allow hackers to get into your computer and steal your personal information. Additionally, trojan virus can easily be implanted into your computer.
Amazon.com is a great place to get deals, but the real steals are often found in the used products available. When you buy refurbished, you often get an item which is even better than new as it has been rigorously tested. Other used products can be priced at super low rates.
Learning these techniques was only part one of your journey. Part two is putting them to use, of course. Go online and start doing your shopping with the knowledge you need to do it more cheaply. Soon enough, you’ll find that major bargain and get that awesome feeling of accomplishment again!
